519 U.S. 482 · Supreme Court of the United States · United States
White Collar Crimewhite-collar-crimeWhite Collar CrimeFalse statements – materiality not required for some statutes
Issue
Whether materiality is an element of 18 U.S.C. § 1014 (false statements to federally insured financial institutions).
Held
Materiality is not an element of § 1014; the statute's plain language does not require that the false statement be material.
Exam use
In an exam, introduce United States v. Wells with the citation only if you can remember it accurately; otherwise use the case name and court, then focus on the rule and application. A strong answer should say what United States v. Wells decided, why the facts mattered, and how the authority helps resolve the new facts. Avoid treating the case as a decorative reference. Use it to prove a doctrinal step in False statements – materiality not required for some statutes, then move quickly to analysis.
Summary
United States v. Wells is included in the White Collar Crime case database because it gives students a concrete authority for False statements – materiality not required for some statutes. The reported citation is 519 U.S. 482, and the decision is associated with Supreme Court of the United States. In revision, treat the case as a way to connect the legal issue to a real dispute rather than as an abstract rule. The key exam move is to state the holding, identify the fact pattern that made the rule matter, and then decide whether a new problem question should apply, distinguish, or limit the authority.
Facts
The material factual signal for United States v. Wells is: Bank officer convicted of making a false statement to a federally insured bank; the statute did not expressly require materiality. Students should read the linked source and turn that signal into a short fact table: parties, transaction or public-law setting, procedural posture, conduct in dispute, and the fact the court treated as decisive. This prevents vague case-dropping. In an answer on White Collar Crime, use the facts to explain why False statements – materiality not required for some statutes was live, then compare the problem facts against the facts in the case before stating any conclusion.
Procedural History
United States v. Wells is reported as a decision of Supreme Court of the United States. The procedural route should be checked against the linked source before formal citation. For study notes, record whether the decision was an appeal, judicial review, trial judgment, tribunal ruling, or constitutional/application proceeding, because that posture affects how confidently the rule can be used.
Issue
Whether materiality is an element of 18 U.S.C. § 1014 (false statements to federally insured financial institutions).
Held
Materiality is not an element of § 1014; the statute's plain language does not require that the false statement be material.
Ratio Decidendi
Unlike § 1001, some false statement statutes like § 1014 do not include a materiality requirement; courts will not imply one.
Obiter Dicta
Check the linked source for concurring, dissenting, or obiter observations before quoting this case. If the case includes non-binding reasoning, use it as persuasive support rather than as the core rule.
Reasoning
For reasoning, start with the ratio: Unlike § 1001, some false statement statutes like § 1014 do not include a materiality requirement; courts will not imply one. Then read the source and separate three things: the legal test, the facts used to apply that test, and any policy or institutional reason the court gave. This structure makes United States v. Wells easier to use in essays and problem questions. In White Collar Crime, the case should be compared with related authorities on False statements – materiality not required for some statutes; if the jurisdiction, statute, or procedural posture differs from the exam problem, explain that limit explicitly instead of treating the authority as automatic.
Plain-English Explanation
Plainly, United States v. Wells is a case to use when a White Collar Crime answer needs an authority on False statements – materiality not required for some statutes. Do not just list it. Explain the problem the court had to solve, the rule or holding it used, and the fact that made the result persuasive. That turns the case from a memorised name into evidence for your legal analysis.
Essay-Ready Explanation Generator
Version 1 of 4
Reference to United States v. Wells (519 U.S. 482) strengthens a White Collar Crime answer because the case reflects the principle that Unlike § 1001, some false statement statutes like § 1014 do not include a materiality requirement; courts will not imply one. Applied to a problem question, the case should be used after identifying the issue as Whether materiality is an element of 18 U.S.C. § 1014 (false statements to federally insured financial institutions). The stronger essay move is to connect the material facts to the court's holding, then explain whether the present facts support the same conclusion or justify distinguishing the authority.
Underlying Concepts
white-collar-crime
White Collar Crime
False statements – materiality not required for some statutes
case authority
exam application
Key Passages
Verify exact wording in the linked source before quoting.
Significance
United States v. Wells is significant for LawConquer users because it supplies a named authority for False statements – materiality not required for some statutes in White Collar Crime. The case can anchor a paragraph, support a rule statement, or provide a contrast point when another authority points the other way. Its practical value is strongest when the student links the holding to the material facts and then explains whether the present problem is analogous or distinguishable.
Related Cases
No related cases listed.
Exam Tips
In an exam, introduce United States v. Wells with the citation only if you can remember it accurately; otherwise use the case name and court, then focus on the rule and application. A strong answer should say what United States v. Wells decided, why the facts mattered, and how the authority helps resolve the new facts. Avoid treating the case as a decorative reference. Use it to prove a doctrinal step in False statements – materiality not required for some statutes, then move quickly to analysis.
Revision Checklist
Name the issue before discussing facts so the marker sees the legal question immediately.
State the holding in one sentence, then use the ratio to explain why the court reached that result.
Use the citation and jurisdiction to show why this authority matters for the problem you are answering.
Pair this case with one supporting or contrasting authority if the question tests limits, policy, or exceptions.
Problem Question Use
Use United States v. Wells in a problem question by matching the factual trigger to the new scenario. If the fact pattern aligns with Bank officer convicted of making a false statement to a federally insured bank; the statute did not expressly require materiality., apply the ratio and explain the likely result. If a crucial fact, jurisdiction, statute, or procedural posture differs, distinguish the case and use it as a boundary rather than a controlling answer.